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Insurance Plans
Long Term Care Plans |
Long-Term Care (LTC) insurance may be the least costly way to address the devastating costs of Long-Term Care services. Long-Term Care insurance can cover all care settings (home care, adult day care, assisted living facilities [CBRF's] and nursing homes) or just one or two care settings. Insurance can pay for skilled care such as nurses to assist in your recovery at home, or chore services such as grocery shopping and light housekeeping. It also pays for hands on care such as bathing, toileting, dressing, and eating. You may need a little (due to your significant income) or you may need a lot.
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