Informed Choice Blog
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Planning for the Future: Long Term Care Insurance Explained
Discover the essential guide to long-term care insurance. From understanding benefits to personalized planning, empower yourself to secure a future of financial and healthcare stability.
Burial Trusts: What are they, and how can they help ease end-of-life expenses?
Secure your financial legacy with burial trusts. Navigate end-of-life expenses confidently, leveraging tax benefits and flexible fund usage. Your guide to informed and seamless planning.
Guarding Against the Unthinkable: A Comprehensive Guide to Cancer Insurance
Explore the vital role of cancer insurance in safeguarding your health. Uncover the benefits, coverage options, and key considerations for a resilient financial and medical future.
Health Insurance Demystified: Navigating the Complex Landscape
Learn about plan types, policy language, personalizing coverage, managing claims, and empowering your health insurance journey for a personalized and informed choice.
Key difference between Medicare Advantage and Medicare Supplement plans?
Explore the key differences between Medicare Advantage Plans (Original Medicare Parts A & B) and Medicare Supplement Plans (Medigap).
Stop Those Unwanted Calls!
Almost every day without fail, clients walk in or call the office at Informed Choice and report that “Medicare” called them about getting more benefits, needing information to send out a new card, or some other issue. Let us save you a headache a walk you through how to stop receiving those unwanted calls!
Your Annual Medication Review Made Easy This Fall
As fall approaches and school buses return, it's also time for the Annual Enrollment Period. Our latest blog post offers a quick online guide for reviewing your medications with your insurance agent, ensuring you're up-to-date for the coming year. Add "review medications" to your autumn to-do list today.
2022 Annual Prescription Review
Informed Choice valued clients, please follow the instructions below to securely update your prescriptions for your agent to review. We highly recommend that you take the time to complete your list as plans do change every year.
Prescription Form for Clients
Informed Choice valued clients, please follow the instructions below to complete and send your prescription drug list securely to us for review. We highly recommend that you take the time to complete your list as plans do change every year.
Medicare and HSA: Do’s and Don’ts
So, you’ve been planning for retirement and as part of that process you have a high deductible health insurance plan, otherwise known as a health savings account (HSA) qualified insurance plan. You either have it through your employer group insurance or you have purchased the insurance on your own, direct from the insurance company.
Coronavirus Testing Covered by Medicare
Are you worried about the coronavirus (COVID-19)? Medicare is now covering the test to see if you have the virus if your doctor or health care provider orders it. The test must have been done on or after February 4, 2020. Due to this recent change, your claim cannot be submitted until after April 1, 2020.
Suffer from Chronic Back Pain?
According to a National Coverage Determination in late January 2020, Medicare will now cover acupuncture for chronic low back pain. Chronic low back pain is defined as:
Happy New Year from Informed Choice!
For many of you, that could mean a change to your Medicare Advantage or Prescription Drug coverage in 2020. We are here for you as you navigate your coverage, understand how it works and be confident you made an informed decision.
World Diabetes Day
One in seven Americans has diabetes; many of which don’t know they have the disease. November is American Diabetes month - learn more here.
Medicare Open Enrollment
Starting October 15 through December 7, Medicare Open Enrollment is the time of year when Medicare beneficiaries can review changes to their current coverage and switch plans for 2017. This is important because Medicare Advantage and Prescription Drug Plans can make changes yearly to their benefits, including premiums, deductibles, co-pays, maximum out of pocket and provider networks. Additionally, your needs can change as well!
Social Security Increases Cost of Living Adjustment
In October, Social Security announced a 2% increase to the 2018 benefits due to a cost of living adjustment (COLA). Social security beneficiaries should see this increase in their January 2018 benefits. Additionally, there was an adjustment to the maximum amount of earnings subject to Social Security tax.
Medicare Enrollment Periods - Options Outside of Annual Enrollment
If you are a Medicare Beneficiary, you watched as another Annual Enrollment Period has come and gone. What you may not know is that you still have many opportunities throughout the rest of this year and through next, to pick-up or switch your plan selection.
Informed Choice Toolkit: Essential Resources For Empowered Healthcare
Ready to learn more and start planning out your post-retirement years? Dive into our resource toolkit to get questions answered and discover vital post-retirement information.